Overdraft Privilege

Red River extends automatic overdraft privilege to all members in good standing—just in case you accidentally overdraw on your available funds. You might say it gives you room for error; we just think it's being fair.

You will still be charged service fees for insufficient funds. But you will be saved the additional, and often steep, expense of another fee being charged by the receiving merchant or business.


  • Saves embarrassment and inconvenience of returned checks
  • Saves the return check fee assessed by merchant or receiving bank
  • Protects you against simple mistakes
  • Automatically covers you if you overdraw on your account
  • Coverage protects against ATM withdrawals as well as check and debit card transactions